C
AXIS Surplus Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.8 on a scale of 0 to 10) as the level of reserves has at times been insufficient to cover claims. In 2024 and 2023 the two year reserve development was 20.2% and 25.7% deficient respectively. Fair overall results on stability tests (4.3) including fair risk adjusted capital in prior years. The largest net exposure for one risk is high at 3.6% of capital. Fair long-term capitalization index (4.2) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the good range during the last year.
Other Rating Factors: Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability index (7.4) despite operating losses during 2021.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (18.9%), product liab. (1.1%), comm multi (0.7%), med mal (0.5%), other (78.8%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (82.4%), non investment grade bonds (4.4%), preferred stock (1.3%), other (12.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
AXIS Capital Holdings Limited
Investment Rating
AXS
Company Address
10000 Avalon Boulevard
Alpharetta, GA 30009
Phone Number
(678) 746-9400
NAIC Number
26620
Largest Affiliates
C
New York, NY - P&C
C
Alpharetta, GA - P&C
U
Alpharetta, GA - P&C