Major Rating Factors:
Vulnerable liquidity (0.0 on a scale of 0 to 10) as a spike in claims may stretch capacity. Fair profitability index (4.2). Fair overall results on stability tests (4.5) including excessive premium growth.
Other Rating Factors:
History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
L - Past results on our liquidity tests.
Principal Lines of Business:
Homeowners (85.2%), fire (6.1%), personal/comm auto (0.5%), other (8.2%)
Licensed in:
AK, AZ, HI, IA, ID, IN, LA, MD, MN, MO, MS, MT, ND, NE, NM, NV, OK, OR, RI, SD, TN, UT, WA, WI
Principal Investments:
Investment grade bonds (69.1%), cash (11.7%), other (19.2%)
Corporate Info
Group Affiliation
Milo Family 2016 Appointed Trust
Investment Rating
--
Company Address
1030 West County Road East
Shoreview, MN 55126
Shoreview, MN 55126
Phone Number
(612) 276-6194
NAIC Number
26654
Website
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