Major Rating Factors:
Fair long-term capitalization index (4.1 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Fair profitability index (4.6) with small operating losses during 2024. History of adequate reserve strength (6.4) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Good overall results on stability tests (6.6) despite. Stability strengths include good operational trends and excellent risk diversification. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fin guar/surety (28.0%), personal/comm auto (16.6%), work comp (8.7%), comm multi (3.3%), med mal (1.4%), fire (0.5%), product liab. (0.5%), other (41.0%)
Licensed in:
All states except AK, CT, HI
Principal Investments:
Common stock (32.0%), investment grade bonds (28.6%), cash (15.3%), preferred stock (14.5%), other (9.5%)
Corporate Info
Group Affiliation
AU Holding Co Inc
Investment Rating
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Company Address
10805 Old Mill Road
Omaha, NE 68154
Omaha, NE 68154
Phone Number
(402) 827-3424
NAIC Number
28258
Website
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Largest Affiliates