Auto Club County Mutl Ins Co
Major Rating Factors:
Fair long-term capitalization index (3.1 on a scale of 0 to 10) based on fair current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2023. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.7) including excessive premium growth, weak risk adjusted capital in prior years and negative cash flow from operations for 2025. Strengths include potentially strong support from affiliation with Auto Club Exchange Group.
Other Rating Factors:
Vulnerable liquidity (0.0) as a spike in claims may stretch capacity. Good overall profitability index (5.5) despite operating losses during 2023. Excellent expense controls.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
F - Negative cash flow.
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (94.3%), cash (0.9%), other (4.8%)
Corporate Info
Group Affiliation
Auto Club Exchange Group
Investment Rating
--
Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
29327
Website
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