Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8,777
1,331
10,108
13.17%
23.88%
2024
10,017
1,406
11,423
12.31%
23.31%
2023
11,012
1,557
12,569
12.39%
22.83%
2022
10,726
1,724
12,450
13.85%
23.10%
2021
10,423
1,335
11,758
11.35%
22.81%
2020
9,907
1,306
11,213
11.65%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
410
367
777
47.23%
49.08%
2024
391
372
763
48.75%
47.46%
2023
351
326
677
48.15%
47.29%
2022
335
316
651
48.54%
45.44%
2021
301
299
600
49.83%
44.40%
2020
358
378
736
51.36%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
786
857
1,643
52.16%
42.44%
2024
1,049
1,033
2,082
49.62%
41.75%
2023
979
957
1,936
49.43%
38.64%
2022
949
867
1,816
47.74%
39.39%
2021
1,170
1,025
2,195
46.70%
40.41%
2020
1,136
2,068
3,204
64.54%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,489
1,037
2,526
41.05%
38.98%
2024
1,651
1,268
2,919
43.44%
39.58%
2023
1,829
1,365
3,194
42.74%
36.96%
2022
1,499
1,298
2,797
46.41%
37.07%
2021
1,879
1,648
3,527
46.73%
39.17%
2020
2,360
1,809
4,169
43.39%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
14
15
93.33%
83.87%
2024
0
0
0
0.00%
81.44%
2023
2
10
12
83.33%
74.87%
2022
2
6
8
75.00%
72.69%
2021
4
9
13
69.23%
79.01%
2020
-2
7
5
140.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
26
71
97
73.20%
13.25%
2024
25
86
111
77.48%
12.32%
2023
24
109
133
81.95%
16.34%
2022
28
101
129
78.29%
11.13%
2021
27
124
151
82.12%
18.93%
2020
35
121
156
77.56%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,342
1,219
3,561
34.23%
45.21%
2024
2,488
1,308
3,796
34.46%
45.23%
2023
2,575
1,452
4,027
36.06%
44.64%
2022
2,516
1,496
4,012
37.29%
46.15%
2021
2,509
1,333
3,842
34.70%
46.87%
2020
2,620
1,202
3,822
31.45%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
9
11
81.82%
63.59%
2024
2
9
11
81.82%
63.97%
2023
1
7
8
87.50%
62.55%
2022
2
9
11
81.82%
56.52%
2021
3
12
15
80.00%
62.74%
2020
2
9
11
81.82%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,669
1,873
4,542
41.24%
34.83%
2024
2,646
1,888
4,534
41.64%
35.33%
2023
2,610
1,975
4,585
43.08%
35.67%
2022
2,564
1,891
4,455
42.45%
37.14%
2021
2,318
1,632
3,950
41.32%
35.46%
2020
2,005
1,411
3,416
41.31%
33.86%