B
Berkley Regional Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been low, averaging 2.6% over the past five years. Strong long-term capitalization index (8.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.0). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (24.7%), work comp (10.0%), comm multi (8.8%), fire (3.5%), other (53.0%)
Licensed in: All states
Principal Investments: Investment grade bonds (50.9%), common stock (44.1%), preferred stock (0.1%), other (4.9%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
W R Berkley Corporation
Investment Rating
WRB
Company Address
11201 Douglas Avenue
Urbandale, IA 50322
Phone Number
(515) 473-3000
NAIC Number
29580
Largest Affiliates
B
Greenwich, CT - P&C
B
Scottsdale, AZ - P&C
B
URBANDALE, IA - L&A
B
Scottsdale, AZ - P&C
B
Urbandale, IA - P&C