Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair overall results on stability tests (3.1) including. The largest net exposure for one risk is excessive at 9.7% of capital. Strengths include potentially strong support from affiliation with The Travelers Companies Inc. Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.8).
Stability Factors:
Principal Lines of Business:
Fin guar/surety (40.1%), other (59.9%)
Licensed in:
All states and AS, GU, PR, VI
Principal Investments:
Investment grade bonds (95.8%), common stock (1.8%), other (2.4%)
Corporate Info
Group Affiliation
The Travelers Companies Inc
Investment Rating
Company Address
One Tower Square
Hartford, CT 06183
Hartford, CT 06183
Phone Number
(860) 277-0111
NAIC Number
31194
Website
Largest Affiliates