A
Medical Mutl Liab Ins Society
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Strong long-term capitalization index (9.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (7.2).
Other Rating Factors: Excellent liquidity (7.2) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.9) despite negative cash flow from operations for 2024. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: F - Negative cash flow. L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (99.9%)
Licensed in: MD
Principal Investments: Investment grade bonds (76.2%), common stock (18.9%), real estate (0.3%), other (4.6%)
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Corporate Info
Group Affiliation
Medical Mutual Liability Ins Society of Maryland
Investment Rating
--
Company Address
225 International Circle
Hunt Valley, MD 21030
Phone Number
(410) 785-0050
NAIC Number
32328
Largest Affiliates
A
Hunt Valley, MD - P&C