B
Verde Ins Co
DallasTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.8 on a scale of 0 to 10) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with Verde Investments Inc, good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.6).
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: All states except AK, CA, CT, DC, HI, IA, ID, LA, MA, ME, MI, ND, NE, NH, NM, NY, RI, SD, VT, WI
Principal Investments: Investment grade bonds (92.9%), non investment grade bonds (4.3%), cash (0.3%), other (2.6%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Verde Investments Inc
Investment Rating
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Company Address
5430 LBJ Freeway
Dallas, TX 75240
Phone Number
(602) 730-7046
NAIC Number
33383
Website
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Largest Affiliates
C
B
Dallas, TX - P&C
C
Scottsdale, AZ - L&A