Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Other Rating Factors:
Good overall results on stability tests (6.8) despite. Stability strengths include excellent operational trends and good risk diversification. Fair profitability index (4.8) with small operating losses during 2021, 2022 and the first three months of 2025. Return on equity has been low, averaging 1.7% over the past five years.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (90.5%), other (9.5%)
Licensed in:
KS, MO, NE
Principal Investments:
Investment grade bonds (63.3%), common stock (18.4%), cash (5.0%), real estate (4.6%), other (8.7%)
Corporate Info
Group Affiliation
Kansas Medical Mutual Ins Co
Investment Rating
--
Company Address
623 Southwest 10th Avenue
Topeka, KS 66612
Topeka, KS 66612
Phone Number
(785) 232-2224
NAIC Number
34703
Website
Largest Affiliates