C
Omni Indemnity Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Capital
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Premiums
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Major Rating Factors: Vulnerable liquidity (0.0 on a scale of 0 to 10) as a spike in claims may stretch capacity. Fair profitability index (3.9) with operating losses during 2021, 2022 and 2023. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level.
Other Rating Factors: Good overall results on stability tests (4.9) including negative cash flow from operations for 2025. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: DE, GA, IL, MS, SC
Principal Investments: Common stock (62.2%), investment grade bonds (30.0%), cash (1.1%), other (6.8%)
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2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
JC Comis Llc
Investment Rating
--
Company Address
300 Barr Harbor Drive
West Conshohocken, PA 19428
Phone Number
(610) 832-4940
NAIC Number
34940
Largest Affiliates
D
West Conshohocken, PA - P&C
C
West Conshohocken, PA - P&C
C
West Conshohocken, PA - P&C