Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
86
82
168
48.81%
22.82%
2022
56
63
119
52.94%
23.10%
2021
46
23
69
33.33%
22.81%
2020
39
51
90
56.67%
21.51%
2019
68
71
139
51.08%
22.66%
2018
59
53
112
47.32%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
90
75
165
45.45%
47.27%
2022
77
40
117
34.19%
45.41%
2021
60
51
111
45.95%
44.40%
2020
60
42
102
41.18%
42.42%
2019
126
68
194
35.05%
44.33%
2018
104
55
159
34.59%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
125
63
188
33.51%
38.64%
2022
96
39
135
28.89%
39.39%
2021
51
25
76
32.89%
40.41%
2020
5
2
7
28.57%
48.09%
2019
1
0
1
0.00%
43.30%
2018
1
0
1
0.00%
41.13%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
7
7
100.00%
95.21%
2021
0
3
3
100.00%
93.58%
2020
1
0
1
0.00%
94.02%
2019
1
2
3
66.67%
94.59%
2018
2
3
5
60.00%
94.39%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
7
79
86
91.86%
92.52%
2022
3
54
57
94.74%
92.14%
2021
2
42
44
95.45%
91.74%
2020
4
18
22
81.82%
93.85%
2019
4
33
37
89.19%
93.92%
2018
1
19
20
95.00%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
2
2
100.00%
74.81%
2021
0
1
1
100.00%
79.01%
2020
0
3
3
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
353
55
408
13.48%
16.34%
2022
231
48
279
17.20%
11.13%
2021
460
67
527
12.71%
18.93%
2020
824
78
902
8.65%
20.93%
2019
1,113
58
1,171
4.95%
16.90%
2018
966
47
1,013
4.64%
11.94%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
0
2
2
100.00%
62.74%
2020
1
2
3
66.67%
61.51%
2019
0
5
5
100.00%
70.02%
2018
0
4
4
100.00%
70.45%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
9,298
363
9,661
3.76%
4.57%
2022
8,024
324
8,348
3.88%
4.29%
2021
7,147
417
7,564
5.51%
5.64%
2020
6,394
265
6,659
3.98%
5.60%
2019
5,742
133
5,875
2.26%
6.35%
2018
4,440
119
4,559
2.61%
9.76%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
214
290
504
57.54%
35.70%
2022
172
62
234
26.50%
37.14%
2021
186
58
244
23.77%
35.46%
2020
186
55
241
22.82%
33.86%
2019
248
70
318
22.01%
34.01%
2018
289
67
356
18.82%
32.34%
