Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
141
118
259
45.56%
23.88%
2024
73
69
142
48.59%
23.31%
2023
86
82
168
48.81%
22.83%
2022
56
63
119
52.94%
23.10%
2021
46
23
69
33.33%
22.81%
2020
39
51
90
56.67%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
136
135
271
49.82%
49.08%
2024
117
75
192
39.06%
47.46%
2023
90
75
165
45.45%
47.29%
2022
77
40
117
34.19%
45.44%
2021
60
51
111
45.95%
44.40%
2020
60
42
102
41.18%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
79
53
132
40.15%
42.44%
2024
104
56
160
35.00%
41.75%
2023
125
63
188
33.51%
38.64%
2022
96
39
135
28.89%
39.39%
2021
51
25
76
32.89%
40.41%
2020
5
2
7
28.57%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
132
133
99.25%
95.15%
2024
2
33
35
94.29%
96.08%
2023
0
7
7
100.00%
95.22%
2021
0
3
3
100.00%
93.58%
2020
1
0
1
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
34
35
97.14%
94.16%
2024
4
98
102
96.08%
92.29%
2023
7
79
86
91.86%
92.52%
2022
3
54
57
94.74%
92.14%
2021
2
42
44
95.45%
91.74%
2020
4
18
22
81.82%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
11
14
78.57%
83.87%
2024
4
11
15
73.33%
81.44%
2023
0
2
2
100.00%
74.87%
2021
0
1
1
100.00%
79.01%
2020
0
3
3
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
474
91
565
16.11%
13.25%
2024
699
60
759
7.91%
12.32%
2023
353
55
408
13.48%
16.34%
2022
231
48
279
17.20%
11.13%
2021
460
67
527
12.71%
18.93%
2020
824
78
902
8.65%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
63.59%
2024
0
1
1
100.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
0
2
2
100.00%
62.74%
2020
1
2
3
66.67%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10,733
324
11,057
2.93%
3.84%
2024
10,432
336
10,768
3.12%
4.30%
2023
9,298
363
9,661
3.76%
4.57%
2022
8,024
324
8,348
3.88%
4.29%
2021
7,147
417
7,564
5.51%
5.64%
2020
6,394
265
6,659
3.98%
5.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
275
62
337
18.40%
34.83%
2024
226
83
309
26.86%
35.33%
2023
214
290
504
57.54%
35.67%
2022
172
62
234
26.50%
37.14%
2021
186
58
244
23.77%
35.46%
2020
186
55
241
22.82%
33.86%