C
New Jersey Re-Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.2 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been low, averaging 3.1% over the past five years. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.0). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (52.8%), work comp (42.6%), comm multi (4.6%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (98.3%), cash (1.7%)
Ratios
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
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Investments in Affiliates
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Corporate Info
Group Affiliation
New Jersey Manufacturers Ins Co
Investment Rating
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Company Address
301 Sullivan Way
West Trenton, NJ 08628
Phone Number
(609) 883-1300
NAIC Number
35432
Largest Affiliates
C
West Trenton, NJ - P&C
B
West Trenton, NJ - P&C
C
West Trenton, NJ - P&C