Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3,035
227
3,262
6.96%
22.80%
2023
3,257
251
3,508
7.16%
22.83%
2022
3,226
249
3,475
7.17%
23.10%
2021
2,875
209
3,084
6.78%
22.81%
2020
2,529
187
2,716
6.89%
21.51%
2019
3,040
253
3,293
7.68%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
80
135
215
62.79%
47.78%
2023
76
128
204
62.75%
47.29%
2022
75
116
191
60.73%
45.44%
2021
75
98
173
56.65%
44.40%
2020
84
99
183
54.10%
42.45%
2019
133
116
249
46.59%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
59
64
123
52.03%
41.49%
2023
66
65
131
49.62%
38.64%
2022
64
64
128
50.00%
39.39%
2021
76
75
151
49.67%
40.41%
2020
80
127
207
61.35%
48.09%
2019
82
148
230
64.35%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
887
48
935
5.13%
39.63%
2023
966
64
1,030
6.21%
36.96%
2022
791
49
840
5.83%
37.07%
2021
838
60
898
6.68%
39.17%
2020
817
39
856
4.56%
35.42%
2019
678
32
710
4.51%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
81.20%
2023
1
0
1
0.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
1
0
1
0.00%
79.01%
2020
1
0
1
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
26
29
89.66%
12.77%
2023
3
27
30
90.00%
16.34%
2022
4
20
24
83.33%
11.13%
2021
4
12
16
75.00%
18.93%
2020
6
9
15
60.00%
20.93%
2019
7
23
30
76.67%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
462
122
584
20.89%
45.00%
2023
495
123
618
19.90%
44.64%
2022
463
132
595
22.18%
46.15%
2021
433
102
535
19.07%
46.87%
2020
406
74
480
15.42%
43.90%
2019
573
105
678
15.49%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
83.13%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
201
68
269
25.28%
35.29%
2023
202
66
268
24.63%
35.67%
2022
210
73
283
25.80%
37.14%
2021
211
28
239
11.72%
35.46%
2020
200
62
262
23.66%
33.86%
2019
294
41
335
12.24%
34.01%