Major Rating Factors:
Fair long-term capitalization index (4.4 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the good range during the last year. Fair overall results on stability tests (3.5) including fair risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 8.8% of capital. History of adequate reserve strength (6.4) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (8.0). Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Fin guar/surety (60.1%), other (39.9%)
Licensed in:
All states
Principal Investments:
Cash (49.3%), investment grade bonds (30.0%), common stock (11.0%), other (9.7%)
Corporate Info
Group Affiliation
Revolutionary Holding Co LLC
Investment Rating
--
Company Address
11426 York Road
Baltimore, MD 21030
Baltimore, MD 21030
Phone Number
(410) 625-0800
NAIC Number
37940
Website
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