B
Chubb Custom Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (9.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (6.9) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Homeowners (47.1%), product liab. (4.3%), comm multi (3.7%), med mal (1.2%), personal/comm auto (0.1%), other (43.6%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (97.9%), other (2.1%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
CB
Company Address
202B Hall'S Mill Road
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
38989
Largest Affiliates
B
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Whitehouse Station, NJ - P&C