C
Westport Ins Corp
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.9 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been fair, averaging 11.0% over the past five years. Fair overall results on stability tests (4.9) including weak results on operational trends and negative cash flow from operations for 2023. History of adequate reserve strength (6.0) as reserves have been consistently at an acceptable level.
Other Rating Factors: Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2022. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: F - Negative cash flow. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: All states and Canada, GU, MP, PR, VI
Principal Investments: Investment grade bonds (95.7%), cash (0.4%), other (4.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Swiss Re AG
Investment Rating
--
Company Address
1200 Main Street
Kansas City, MO 64105
Phone Number
(816) 235-3700
NAIC Number
39845
Website
--
Largest Affiliates
B
B
JEFFERSON CITY, MO - L&A
C
Kansas City, MO - P&C
A
Kansas City, MO - P&C
B
Kansas City, MO - P&C