B
Colony Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (5.4 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent profitability index (7.7) with operating gains in each of the last five years.
Other Rating Factors: Excellent liquidity (8.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.7). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Comm multi (8.9%), personal/comm auto (7.5%), product liab. (7.4%), fire (0.6%), other (75.5%)
Licensed in: VA
Principal Investments: Investment grade bonds (78.4%), common stock (4.1%), non investment grade bonds (2.9%), other (14.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
BNT
Company Address
711 Broadway Street
San Antonio, TX 78215
Phone Number
(800) 470-7958
NAIC Number
39993
Largest Affiliates
C
GALVESTON, TX - L&A
C
San Antonio, TX - P&C
A
Springfield, MO - P&C
A