LIO Ins Co
Major Rating Factors:
Poor long-term capitalization index (2.3 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the good range during the last year. A history of deficient reserves (2.8) that places pressure on both capital and profits. Deficiencies in the two year reserve development occurred in three of the previous five years and ranged between 20.6% and 65.4%. Fair profitability index (3.8) with operating losses during 2021, 2022, 2023 and 2024.
Other Rating Factors:
Fair overall results on stability tests (4.0) including weak results on operational trends. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (40.4%), product liab. (25.4%), other (34.2%)
Licensed in:
All states except CO, CT, HI, ME, MN, NY, TN, VT
Principal Investments:
Investment grade bonds (57.6%), common stock (30.6%), cash (10.7%), other (1.1%)
Corporate Info
Group Affiliation
LIO HOlDING Co
Investment Rating
--
Company Address
300 Conshohocken State Road
West Conshohocken, PA 19428
West Conshohocken, PA 19428
Phone Number
(877) 546-7155
NAIC Number
40550
Website
Largest Affiliates