B
LA Farm Bureau Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.9) including excessive premium growth and negative cash flow from operations for 2024. Good profitability index (4.9). Excellent expense controls.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Personal/comm auto (89.3%), homeowners (1.9%), other (8.9%)
Licensed in: LA
Principal Investments: Investment grade bonds (97.7%), cash (1.5%), other (0.8%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Southern Casualty Holding Co
Investment Rating
--
Company Address
7000 Commerce Circle
Baton Rouge, LA 70809
Phone Number
(225) 922-6200
NAIC Number
40924
Largest Affiliates
C
Ridgeland, MS - P&C
C
Gainesville, FL - P&C
B
Gainesville, FL - P&C
C
Ridgeland, MS - P&C