B
Scottsdale Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall profitability index (5.1). Excellent expense controls. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong long-term capitalization index (8.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Comm multi (10.0%), work comp (7.6%), homeowners (3.9%), fire (2.3%), personal/comm auto (2.0%), product liab. (1.6%), other (72.6%)
Licensed in: AZ, DE, OH
Principal Investments: Investment grade bonds (59.9%), common stock (35.4%), non investment grade bonds (2.0%), other (2.6%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
Nationwide Mutual Group
Investment Rating
--
Company Address
18700 North Hayden Road
Scottsdale, AZ 85255
Phone Number
(614) 249-1545
NAIC Number
41297
Largest Affiliates
C
COLUMBUS, OH - L&A
B
Columbus, OH - P&C
B