A
Barnstable County Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.9).
Other Rating Factors: Excellent liquidity (7.6) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.1) despite. The largest net exposure for one risk is conservative at 1.5% of capital.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Homeowners (99.5%), fire (0.2%), other (0.3%)
Licensed in: MA
Principal Investments: Investment grade bonds (73.6%), common stock (9.8%), non investment grade bonds (1.2%), other (15.4%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Barnstable County Mutual Ins Co
Investment Rating
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Company Address
915 Route 6A
Yarmouth Port, MA 02675
Phone Number
(508) 362-4567
NAIC Number
41955
Largest Affiliates
A
Yarmouth Port, MA - P&C