E
Direct General Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.32
Risk Adjusted
Capital Ratio #2
0.83
Loss
Ratio
--
Total
Assets
625.17M
Capital
17.89M
Net
Premiums
0.00
Net
Income
390.88K
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Weiss Ratings Direct General Ins Co
Winston-Salem, NC 		Click to
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Rating E
Capitalization Index 5.70
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 1.90
Reserve Adequacy Index 3.60
Stability Index 4.80
Company Info Direct General Ins Co
Winston-Salem, NC 		Click to
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Industry P&C
NAIC Number 42781
Phone Number (800) 526-0332
Website www.directauto.com
Address 450 W. Hanes Mill Road Winston-Salem, NC 27105
Balance Sheet Direct General Ins Co
Winston-Salem, NC 		Click to
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Total Assets 625.17M
Capital and Reserves Direct General Ins Co
Winston-Salem, NC 		Click to
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Risk-Adjusted Capital Ratio #1 1.32
Risk-Adjusted Capital Ratio #2 0.83
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 17.89M
Premium to Surplus --
Reserves to Surplus --
Investments Direct General Ins Co
Winston-Salem, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Direct General Ins Co
Winston-Salem, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Direct General Ins Co
Winston-Salem, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Direct General Ins Co
Winston-Salem, NC 		Click to
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Net Income 390.88K
Net Premium 0.00
Health Premium --