B
Rainier Ins Co
Phoenix,  AZ
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Good overall results on stability tests (6.0 on a scale of 0 to 10) despite. The largest net exposure for one risk is acceptable at 2.0% of capital. Strong long-term capitalization index (9.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (7.8). Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Comm multi (68.7%), fire (10.9%), work comp (10.2%), other (10.2%)
Licensed in: AZ
Principal Investments: Investment grade bonds (41.9%), cash (7.3%), common stock (2.5%), non investment grade bonds (0.7%), preferred stock (0.6%), other (47.0%)
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Rothschild International Corporation
Investment Rating
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Company Address
2999 North 44th Street
Phoenix, AZ 85018
Phone Number
(206) 763-1135
NAIC Number
43915
Largest Affiliates
B
Seattle, WA - P&C