B
OMS National Ins Co RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
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Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been low, averaging 3.7% over the past five years. Strong long-term capitalization index (8.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors: Superior liquidity (9.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.5). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (100.0%)
Licensed in: IL
Principal Investments: Investment grade bonds (59.9%), common stock (34.9%), cash (1.9%), other (3.3%)
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
OMS National Ins Co Risk Retention Group
Investment Rating
--
Company Address
425 North Martingale Road
Schaumburg, IL 60173
Phone Number
(847) 384-0041
NAIC Number
44121
Largest Affiliates
B
Schaumburg, IL - P&C