United Security Ins Co
Major Rating Factors:
Fair long-term capitalization index (4.3 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios) reflecting improvement over results in 2024. Fair reserve development (3.9) as reserves have generally been sufficient to cover claims. In 2025 the one year reserve development was 24.3% deficient. Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (5.3) despite weak risk adjusted capital in prior years and excessive premium growth. Excellent profitability index (8.8).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (99.8%), other (0.2%)
Licensed in:
AR, AZ, GA, IL, IN, MO, NE, OK, TX
Principal Investments:
Investment grade bonds (98.5%), cash (0.2%), other (1.3%)
Corporate Info
Group Affiliation
Warrior Invictus Holding Co Inc
Investment Rating
--
Company Address
6640 South Cicero Avenue
Bedford Park, IL 60638
Bedford Park, IL 60638
Phone Number
(708) 475-6100
NAIC Number
81108
Website
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