On Friday, there were reports of sell-offs in overseas markets, and the money was flooding into the U.S-specifically to U.S. Treasuries. Given the underwhelming 1.65% yield being offered, is this the only choice for investors seeking a secure home for their cash?

Investing in the U.S. government treasuries is one of the most secure ways to stash your cash and get a return, but with the interest rates at all-time lows you may not get the most out of your investment. The talk about raising interest rates a notch in the next couple of months or so may not be enough if you’re looking for higher returns.

Also, treasury investments can lock in your cash for a certain period of time, it could be anywhere between weeks and years until you’re able to cash out and make that promised yield depending on rate developments.

So, what type of investment can offer you security, a higher yield, and the flexibility to cash out whenever you want?

Stocks – Nothing is risk-free, but giving up the security of the U.S. Treasury Bill for a substantially better opportunity for a return with minimal risk may be, for some people, the way to go.

Based on our analysis of over 9,500 stocks we picked out ten that might work as a safe and profitable investment option.

The selected stocks have the following:

• Price to book value of less than 3
• Dividend yield of 2.4 percent or  more
• Payout ratio of 50 percent or less
• Are rated A or B by Weiss
• Market capitalization of $50 billion or more
• Profit margin of at least 10 percent

The list below is in descending order by the dividend yield.

The list consists of a mix of companies that include banks, diversified financials, technology hardware and equipment, semiconductors and semiconductor equipment and materials.

With this pre-set list you have the option to modify and make it your own as you see fit. Add or remove criteria and change percentage, dollar and rating ranges as you please.

Stocks

Weiss Ratings issues investment ratings on over 9,500 stocks, giving you daily updates on rating changes, most active stocks, and upcoming dividends.

Besides all of that, we offer numerous reports on every single stock we rate and we empower you to slice and dice them in any way you want using the Stocks Screener.

Add a stock to your Watchlist and we will send you an email every time a rating change takes place.

ETFs

Explore ratings on over 1,600 Weiss rated exchange-traded funds. These are investments traded on a stock exchange that allow you to track an index, a group of assets, a commodity or a bond. ETF prices vary throughout the day, just like stock prices do. Generally, ETFs are more liquid and cheaper to own with fewer fees to pay than mutual funds.

Using our ETFs Screener you can see for yourself what type of ETFs are out there and where they invest their funds.

Select “Category” as one of your criteria or a column to see a broader description of investments. “Sub-Category” criteria will allow you to get a more specific description.

Check out the help page if you need help navigating our website or using our tools.

Mutual Funds

Do you currently invest in mutual funds or plan on doing so? Be sure to check out our investment ratings on over 27,000 mutual funds … so many to options to choose from, but which one is the best?

We empower you to make that decision by giving you our tools and analysis on every single fund that we rate. For any one of them you can see:

• Summary
• The fund’s top holdings
• Similar Funds
• NAV History
• Compare it against other mutual funds side by side
• Or see where it stands within the industry

Or use our Mutual Funds Screener to slice and dice every single one of them in any way you want.

Banks

What is deposit insurance and how does it work?

It is protection provided to depositors by the government from losses caused by banks financial troubles. It guarantees that you can recover your deposits up to $250,000 from all FDIC (The Federal Deposit Insurance Corporation) insured banks. Accounts insured include checking, savings, money market accounts and certificates of deposit.

Keep in mind that your investments in stocks, mutual funds, and other financial products are not covered by deposit insurance.

Click here to read more about the FDIC deposit insurance.

Now that you’re more familiar with the security of your deposits, check out Weiss’ Safety Ratings on over 6,100 banks. Find the best or the worst.

Credit Unions

Credit unions – an alternative to banks, where you can often conduct the same financial transactions for a smaller fee. The catch is that you may not be able to join a credit union so easily due to their strict membership requirements.

Here is a list of all Weiss rated credit unions in the U.S.

Type in your state or city and find a credit union near you. We’ve provided you with a phone number and a website address should you choose to contact any of them.

Besides the list above, feel free to check out Weiss Ratings’ common credit union lists:

• All Largest Credit Unions
• All Recommended Credit Unions (rated A+, A, A- or B+)
• Largest Recommended Credit Unions with assets of $1 billion or more and a recommended rating.

Insurance

Weiss Ratings released the safety ratings of property and casualty insurers based on its analysis of fourth quarter 2015 results. Weiss, the nation’s leading independent provider of bank, credit union and insurance company ratings, analyzed over 2,300 insurers providing property and casualty coverage.

Currently, there are 665 property and casualty insurers rated A or B, meriting inclusion on the Weiss Strongest P&C Insurers list.

Click here to see property and casualty insurers with a rating change.