There are many websites where the gainers and losers are detailed, but not so many that tell you which stocks are on the way up but are not recommended. Weiss Ratings tells you how it is, plain and simple.

Looking last Thursday at the gainers, the top four were not recommended as a “BUY” by Weiss despite two day gains of between 29.3% and 38.5%. This does not mean that the stock would not necessarily continue to go up, it is just that it does not fit the profile for a “BUY” under Weiss Ratings’ criteria.

As you know, Weiss aims to give a “BUY” rating for a stock that has balance in risk and reward, not aiming to catch volatile stocks and push them while they are hot.

Take Ocular Therapeutix, Inc. (OCUL), a “SELL” rated stock, up 38.5% in two days it was trading down 6.11% on Thursday in the afternoon. This biopharmaceutical company has at least four clinical trials in different phases that could result in something big in eye diseases and conditions but this potential is also very risky for the investor and the volatility of the stock shows that. Given that the losses exceed the revenues at this stage it cannot be surprising that this is not “BUY” rated.

OCUL has a good looking one month return of 58.5%, a negative six month return of 50.96%, and over the past year a negative 72.02% return. The historical price chart looks like a mountain stage in the Tour de France. This volatility can be great for speculators and day traders, but not for long term investors unless they have a cast iron stomach.

On the other hand, just below Major League Football (MLFB) in ninth place is a “BUY” rated stock, Rose Rock Midstream, LP (RRMS). Rated B- this is an energy stock that has been punished over the past 12 months because of its connections to the oil industry, but this is overlooking the business model that includes over 8.5 million barrels of oil storage capacity, 1,300 miles of pipeline and 530 trucks and trailers for transportation and distribution.

What happens when oil doesn’t sell? It gets stored. When it is needed then it is flowing along pipelines. In both cases it has to be transported somewhere.

The stock has been battered, down 68.92% in a year but, before profit taking on Thursday, it was up 24.89% over two days. Looking at the summary page for RRMS shows it is trading at a modest 1.76 times book value. It has growing operating income and has traded profitably over each of the last five quarters.

Use the screener to look deeper at stocks that interest you and remember that all that glitters is not gold.

Mutual Funds

The recent market volatility has kept retirement funds of many in chaos, making investors feel uneasy about what’s in store for their nest egg. Much of the money in our 401Ks and other investment accounts is invested in mutual funds. Some plans have pre-set investment options with certain growth and management goals, others offer you the freedom to pick your own funds and build your own custom portfolio.

So, how do you pick the ones that fit your investment goals the best? Weiss Ratings can help. Its mutual funds screener will empower you to research and pick the funds that fit your requirements. Pick any mutual fund and compare it against other three funds side by side on the same page by utilizing our comparison tool.

ETFs

The oil slump has taken a toll on Commodities Energy ETFs in a way that not one of them reported any positive three-month, nine-month, or one-year returns and only four of them had one-month positive gains. The recent market developments have oil and energy ETFs down the drain calling for a careful review of your investments. To explore hundreds of ETF investment options use Weiss Ratings ETF Screener.

Credit Unions

A five year data analysis by Weiss Ratings indicates that the U.S. credit union industry has improved since the economic downturn of 2007-2008. The aggregate net worth ratio increased from 10.06 percent in 2010 to 11 percent in Q3, 2015 and non-performing loans decreased as a percentage of total loans from 1.74 to 0.78 percent over the same time period.

According to Weiss Ratings’ trend analysis, the percentage of recommended credit unions (rated B+ or better) has risen from 10.7 percent to 12.6 percent over the last two years.

Banks

The banking industry has also seen positive trends since the 2007-2008 economic collapse. The national aggregate for non-performing loans for U.S. banks as a percentage of total loans has decreased from 3.8 percent in 2010 to 1.5 percent in Q3, 2015 and increased the return on assets from 0.67 percent to 1.04 percent.

Insurance

Medicaid expansion is a part of the Affordable Care Act that seeks to increase health coverage availability to low income Americans. The Affordable Care Act, also known as Obamacare, was signed into law in March 2010 and the big push for Medicaid expansion took place in the first quarter of 2014. The latest data shows that the average number of Americans with Medicaid has been going up at a considerable rate since the beginning of 2010.

On average, Medicaid enrollment has gone up by 86.3 percent from 18 million enrollees in Q1, 2010 to 33.5 million in Q3, 2015. It increased by 30.2 percent or 7.8 million enrollees since the expansion push in January of 2014. Although, there are some states that opposed the Medicaid expansion, and did not implement it, the overall numbers show that the movement to provide health coverage for more low income Americans has been extensive.

The enrollment analysis of other categories indicates that the average number with group coverage has gone down from 48.1 million in Q1, 2010 to 33.8 million in Q3, 2015; that’s a decrease of 14.3 million or 29.8 percent over almost six years.

The average number of people with individual coverage has gone up from 7.8 million enrollees in Q1, 2010 to 14.8 million in Q3, 2015; an increase of 7 million or 89 percent. Overall, 38.9 million more Americans have acquired health coverage since the beginning of 2010 suggesting Obamacare has significantly affected the numbers covered by health insurance.

If you or your family members are in the market for health insurance, be sure to check out the Weiss safety ratings on over 600 health insurers. Take a look at one of the recommended companies or pick any one and compare against the others using Weiss Ratings comparison tool.

Failures

Recent Company Failures