Customers Bancorp, Inc. CUBI

Company Overview

Customers Bancorp, Inc. is a U.S.-based bank holding company headquartered in West Reading, Pennsylvania, operating primarily through its wholly owned banking subsidiary, Customers Bank. The company provides commercial banking, consumer banking, and payments-related financial services, with a strategic emphasis on technology-enabled banking infrastructure and specialized commercial lending. Customers Bancorp operates within the regional banking and financial services industries, serving businesses, institutional clients, and consumers across multiple sectors including commercial real estate, venture-backed technology, healthcare, and specialty finance.

The company’s primary revenue drivers include net interest income from commercial and industrial loans, commercial real estate lending, specialty lending platforms, and fee-based banking services. Customers Bancorp has differentiated itself through a digitally focused operating model, including its banking-as-a-service and real-time payments capabilities tied to instant payment networks. Founded in 2009 following the recapitalization of New Century Bank, the company expanded through acquisitions of failed and distressed banking institutions during and after the financial crisis, later evolving into a technology-oriented regional banking platform with national lending reach.