ICICI Bank Limited IBN

Company Overview

ICICI Bank Limited is a large private-sector banking and financial services company headquartered in India, operating primarily in the banking and financial services industry. The company provides a broad range of products including retail banking, corporate and commercial banking, treasury operations, and related financial services such as insurance distribution and asset management. Its revenue is primarily driven by interest income from loans, fee-based income from transaction banking and cards, and treasury operations.

The bank serves retail customers, small and medium enterprises, large corporations, and institutional clients, with a strategic emphasis on digital banking and diversified lending. ICICI Bank is recognized for its scale in retail lending, strong technology adoption, and diversified balance sheet. It was originally promoted in 1994 by ICICI Limited, a development financial institution, and transitioned from a project-finance-focused entity into a universal bank following its reverse merger with ICICI Limited in 2002, which significantly expanded its retail and international banking footprint.