Our Mission

The Weiss Ratings mission is to empower consumers, investors, professionals and other end users to make prudent decisions that avoid financial dangers and seek the best profit opportunities.

In doing so, Weiss Ratings will adhere to the highest ethical standards by maintaining our independent, unbiased outlook and approach for our customers.

Whether you are interested in the safety of a bank, credit union or insurance company, or looking for a way to identify and monitor investments, you need a reliable source. With access to more than 40,000 investment ratings on stocks, mutual funds and exchange-traded funds (ETFs) and 16,000
safety ratings on banks, credit unions and insurance companies, you’ll enjoy unprecedented coverage of the companies and investments you want to follow.


Weiss Ratings is THE source for accurate, unbiased, and safest ratings that you can rely on to make sound, informed financial decisions. Weiss helps guide consumers, individual investors, and business professionals toward the best investment, banking and insurance options, always with an eye to avoiding unnecessary risks that could lead to financial losses.

Weiss does not accept any compensation from the companies or investments it rates for issuing the rating. Nor does it give them an opportunity to preview the ratings or suppress their publication for any reason. Weiss is totally independent and unbiased because its loyalty is to you — the customer.

We encourage you to use our ratings and analyses to avoid the potential dangers of the weakest investments and financial institutions — to find those that you can trust now and well into the future.


 

The History of Weiss Ratings


1971

Dr. Martin D. Weiss founds a New York research firm, including Weiss Ratings, a division dedicated to the review of U.S. banks and other financial institutions for high-net-worth consulting clients.

1987

Weiss acquires the bank ratings division of T.J. Holt & Co, expanding its coverage to over 15,000 commercial banks, savings banks and S&Ls.

1989

Weiss Ratings issues the nation’s first independent ratings of life and health insurance companies.

1991

  • Weiss Ratings issues the nation’s first ratings of Blue Cross Blue Shield plans.
  • Weiss testifies before the Senate Committee on Commerce, Science, and Transportation examining the fiscal solvency of the nation's insurance industry.

1992

Weiss testifies before the Senate Committee on Banking, Housing, and Urban Affairs regarding the crisis of confidence in the insurance industry, proposing specific steps for overcoming the crisis.

1993

Weiss Ratings issues the nation’s first independent ratings of property and casualty insurance companies.

1994

  • Weiss Ratings, Inc. (now Weiss Ratings, LLC) is established as a separate corporation.

  • A landmark study by the U.S. Government Accountability Office (GAO) concludes that Weiss far outperforms all of the nation’s major rating agencies, including Standard and Poor’s, Moody’s and A.M. Best, in warning of future life and health insurance company failures, including the failures of Executive Life of California, Executive Life of New York, Fidelity Bankers Life, First Capital Life, Mutual Benefit Life of New Jersey, and others. Source: U.S. Government Accountability Office (GAO) — Insurance Ratings: Comparison of Private Agency Ratings for Life/Health Insurers.

  • Weiss Ratings issues the nation’s first financial safety ratings of health maintenance organizations (HMOs)

  • Weiss is the primary contributor to the U.S. Government Accountability Office (GAO) study "BLUE CROSS AND BLUE SHIELD: Experiences of Weak Plans Underscore the Role of Effective Stage Oversight."


2001

Weiss Ratings issues its first Weiss Stock Ratings.

2003

  • Weiss Ratings issues its first Weiss ETF Ratings.

  • Weiss submits testimony regarding medical malpractice caps, which, in turn, forms the primary basis of a presentation by Senator Edward Kennedy on the Senate floor.

  • Weiss provides to the SEC a detailed analysis and comparison of overlapping rule-making initiatives by the SEC, state attorneys general, the National Association of Securities Dealers (NASD), the New York Stock Exchange (NYSE), and the Global Settlement. Weiss proposes (1) a better centralization of the various initiatives under the SEC, (2) divestiture of investment banking from companies providing research analysis and recommendations, and (3) a better link between each analyst’s incentive compensation and his or her performance track record.

  • Weiss submits to the SEC comments on NYSE and NASD proposed changes relating to exchange rules and to research analyst conflicts of interest, proposing the creation of a comprehensive stock ratings database made widely available to the public, enabling investors to compare the ratings and historical track records of research analysts and their firms.


2004 

Weiss presents white paper “Stock Research for the Global Settlement: Qualitative or Quantitative Approaches?” In it, Weiss demonstrates the constructive role quantitative approaches can play in shielding the research process from bias and conflicts, proposing that regulators shed any prejudice they may have against such approaches.

 

2005

Weiss Ratings is awarded the most contracts in the Meritocracy established by the SEC as part of the global settlement requiring the major firms to provide independent equity research to their clients.

 

2007

Weiss submits to the Federal Reserve and FDIC white paper "How Federal Regulators, Lenders, and Wall Street Created America’s Housing Crisis — Nine Proposals for a Long-Term Recovery"; by Michael D. Larson.

 

2008

Weiss submits "Re: Global banking bailouts"; to IMF Managing Director Dominique Strauss-Kahn.

 

2009

Weiss presents to the National Press Club its white paper, "Dangerous Unintended Consequences: How Banking Bailouts, Buyouts and Nationalization Can Only Prolong America's Second Great Depression and Weaken Any Subsequent Recovery."

 

2010

Weiss converts the Weiss School, a school for gifted children from pre-K through the 8th grade, from a for-profit to a not-for-profit institution, donating this asset to the community.

 

2018

Weiss Ratings issues the world’s first ratings of distributed ledgers (cryptocurrencies).