Amerisafe, Inc. AMSF

Company Overview

Amerisafe, Inc. is a U.S.-based specialty insurance holding company focused exclusively on providing workers’ compensation insurance to employers operating in hazardous industries. The company operates within the property and casualty insurance sector, with a niche emphasis on small to mid-sized businesses that face elevated workplace injury risks. Its primary revenue is derived from earned premiums and investment income generated from its insurance float.

The company’s core competitive positioning is built around underwriting discipline, data-driven risk selection, and expertise in high-risk occupational classes that are often underserved by standard insurers. Amerisafe was founded in 1985 and has evolved from a regional workers’ compensation provider into a nationally licensed carrier. The company became publicly traded in 2005 and has since maintained a focused, single-line insurance strategy rather than diversifying into multiple insurance products.