Manhattan Bridge Capital, Inc. LOAN

Company Overview

Manhattan Bridge Capital, Inc. (LOAN) is a publicly traded real estate finance company structured as a real estate investment trust (REIT). The company specializes in originating, servicing, and managing short-term, first-lien mortgage loans—commonly referred to as “hard money” loans—to real estate investors. These loans are primarily used for the acquisition, renovation, or refinancing of residential and mixed-use properties, positioning the company within the real estate finance and private lending industries.

The company’s core revenue is generated from interest income and origination fees on its loan portfolio. Manhattan Bridge Capital primarily serves small- to mid-sized real estate investors who may not qualify for traditional bank financing or require faster execution. Its strategic positioning centers on conservative underwriting, low loan-to-value ratios, and a focus on collateral quality. The company was founded in 1989 as a private lender and later became publicly listed on NASDAQ in 2011, subsequently electing REIT status to align its tax structure with its income-producing real estate finance model.