UBS Bank USA
Major Rating Factors:
A current level of 0.8 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.4). Good current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 29.2 and a capital leverage ratio of 9.0.
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.2 has resulted in Good (6.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (27%), cash (17%), securities (6%), comm re (1%), consumer loans (1%), comm loans (1%), other (47%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
UBS Group AG
Investment Rating
--
Address
299 South Main Street
Salt Lake City, UT 84111
Salt Lake City, UT 84111
Phone Number
(801) 741-0310
Year Founded
2003
FDIC Number
Largest Affiliates
No affiliate information available.