UBS Bank USA
Major Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 28.5 and a capital leverage ratio of 9.2. A current level of 0.3 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (6.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (31%), home mtgs (25%), cash (20%), securities (6%), comm loans (6%), comm re (1%), other (10%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
UBS Group AG
Investment Rating
--
Address
299 South Main Street
Salt Lake City, UT 84111
Salt Lake City, UT 84111
Phone Number
(801) 741-0310
Year Founded
2003
FDIC Number
Largest Affiliates
No affiliate information available.
