FineMark National Bank & Trust
Major Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.9). Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 18.3 and a capital leverage ratio of 9.5.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10). Fair liquidity 3.1, driven by a liquidity ratio of 17.1 percent and a “hot money” ratio of 9.8 percent.
Asset Mix:
Home mtgs (33%), securities (24%), comm re (8%), cash (7%), comm loans (7%), home eq lns (4%), consumer loans (4%), other (13%)
States with Branches:
AZ, FL, SC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FineMark Holdings, Inc.
Investment Rating
Address
8695 College Parkway
Fort Myers, FL 33919
Fort Myers, FL 33919
Phone Number
(239) 461-5900
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.
