FineMark National Bank & Trust
Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (2.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.8). Good current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.5 and a capital leverage ratio of 9.0.
Asset Mix:
Home mtgs (33%), securities (25%), cash (9%), comm re (9%), consumer loans (4%), comm loans (4%), home eq lns (3%), other (12%)
States with Branches:
AZ, FL, SC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FineMark Holdings, Inc.
Investment Rating
Address
8695 College Parkway
Fort Myers, FL 33919
Fort Myers, FL 33919
Phone Number
(239) 461-5900
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.
