FineMark National Bank & Trust
Major Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) based on a risk-based capital ratio of 19.9 and a capital leverage ratio of 10.8. A current level of 0.2 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10). Fair liquidity 3.2, driven by a liquidity ratio of 16.9 percent and a “hot money” ratio of 4.8 percent.
Asset Mix:
Home mtgs (37%), securities (17%), cash (11%), comm re (9%), comm loans (6%), home eq lns (5%), consumer loans (5%), other (10%)
States with Branches:
AZ, FL, SC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FineMark Holdings, Inc.
Investment Rating
--
Address
8695 College Parkway
Fort Myers, FL 33919
Fort Myers, FL 33919
Phone Number
(239) 461-5900
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.