B
Isabella Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.39
Leverage
Ratio
8.93
Return On
Assets
1.10%
Total
Assets
2.17B
Capital
190.01M
Total
Deposits
1.85B
Net
Income
11.95M
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Weiss Ratings Isabella Bank
Mount Pleasant, MI 		Click to
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Rating B
Asset Quality Index 6.60
Capitalization Index 6.90
Liquidity Index 2.70
Profitability Index 4.80
Stability Index 7.80
Company Info Isabella Bank
Mount Pleasant, MI 		Click to
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FDIC Number 1005
Phone Number (989) 772-9471
Website www.isabellabank.com
Asset Quality Isabella Bank
Mount Pleasant, MI 		Click to
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1-Year Asset Growth 2.93%
5-Year Asset Growth 2.65%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 6.18%
Non-Performing Loans to Loans 1.13%
Balance Sheet Isabella Bank
Mount Pleasant, MI 		Click to
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Total Assets 2.17B
Total Deposits 1.85B
Capital and Reserves Isabella Bank
Mount Pleasant, MI 		Click to
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Capital 190.01M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 12.39
Liquidity Isabella Bank
Mount Pleasant, MI 		Click to
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Hot Money Ratio 13.59%
Liquidity Ratio 12.00%
Profitability Isabella Bank
Mount Pleasant, MI 		Click to
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5-Year Return on Average Assets 1.03%
Net Income 11.95M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 64.17%
Return on Assets 1.10%
Return on Equity 12.97%