| Weiss Ratings |
Bank of Hancock County
Sparta, GA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 7.60 | |||
| Company Info |
Bank of Hancock County
Sparta, GA |
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| FDIC Number | 10057 | |||
| Phone Number | (706) 444-5781 | |||
| Website | www.bankofhancock.com | |||
| Asset Quality |
Bank of Hancock County
Sparta, GA |
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| 1-Year Asset Growth | 3.23% | |||
| 5-Year Asset Growth | -0.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 1.05% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Bank of Hancock County
Sparta, GA |
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| Total Assets | 86.12M | |||
| Total Deposits | 72.35M | |||
| Capital and Reserves |
Bank of Hancock County
Sparta, GA |
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| Capital | 13.64M | |||
| Leverage Ratio | 20.01 | |||
| Loan Loss Reserves to Loans | 3.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Hancock County
Sparta, GA |
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| Hot Money Ratio | 13.32% | |||
| Liquidity Ratio | 56.92% | |||
| Profitability |
Bank of Hancock County
Sparta, GA |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 484.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.51% | |||
| Overhead Efficiency Ratio | 89.23% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 3.82% | |||