| Weiss Ratings |
Bank of Hancock County
Sparta, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Bank of Hancock County
Sparta, GA |
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| FDIC Number | 10057 | |||
| Phone Number | (706) 444-5781 | |||
| Website | www.bankofhancock.com | |||
| Asset Quality |
Bank of Hancock County
Sparta, GA |
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| 1-Year Asset Growth | 1.42% | |||
| 5-Year Asset Growth | 2.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.70% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Bank of Hancock County
Sparta, GA |
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| Total Assets | 80.52M | |||
| Total Deposits | 67.13M | |||
| Capital and Reserves |
Bank of Hancock County
Sparta, GA |
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| Capital | 13.14M | |||
| Leverage Ratio | 20.95 | |||
| Loan Loss Reserves to Loans | 4.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Hancock County
Sparta, GA |
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| Hot Money Ratio | 14.16% | |||
| Liquidity Ratio | 53.61% | |||
| Profitability |
Bank of Hancock County
Sparta, GA |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 229.00K | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 89.98% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 2.46% | |||