| Weiss Ratings |
Bank of Hancock County
Sparta, GA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 7.60 | |||
| Company Info |
Bank of Hancock County
Sparta, GA |
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| FDIC Number | 10057 | |||
| Phone Number | (706) 444-5781 | |||
| Website | www.bankofhancock.com | |||
| Asset Quality |
Bank of Hancock County
Sparta, GA |
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| 1-Year Asset Growth | 2.80% | |||
| 5-Year Asset Growth | -0.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.80% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Bank of Hancock County
Sparta, GA |
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| Total Assets | 85.21M | |||
| Total Deposits | 71.35M | |||
| Capital and Reserves |
Bank of Hancock County
Sparta, GA |
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| Capital | 13.65M | |||
| Leverage Ratio | 20.15 | |||
| Loan Loss Reserves to Loans | 3.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Hancock County
Sparta, GA |
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| Hot Money Ratio | 14.99% | |||
| Liquidity Ratio | 59.44% | |||
| Profitability |
Bank of Hancock County
Sparta, GA |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 196.00K | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 87.27% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 2.90% | |||