C
The Napoleon State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Capital
Total
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Net
Income
Weiss Ratings The Napoleon State Bank
Napoleon, IN
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Rating C
Asset Quality Index 7.40
Capitalization Index 9.20
Liquidity Index 1.10
Profitability Index 7.40
Stability Index 4.30
Company Info The Napoleon State Bank
Napoleon, IN
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FDIC Number 10101
Phone Number (812) 852-4002
Website www.napoleonstatebank.com
Asset Quality The Napoleon State Bank
Napoleon, IN
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1-Year Asset Growth 7.56%
5-Year Asset Growth 13.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.75%
Non-Performing Loans to Loans 0.19%
Balance Sheet The Napoleon State Bank
Napoleon, IN
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Total Assets 477.61M
Total Deposits 424.01M
Capital and Reserves The Napoleon State Bank
Napoleon, IN
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Capital 49.80M
Leverage Ratio 10.49
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity The Napoleon State Bank
Napoleon, IN
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Hot Money Ratio 29.19%
Liquidity Ratio 31.51%
Profitability The Napoleon State Bank
Napoleon, IN
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5-Year Return on Average Assets 1.24%
Net Income 3.47M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 55.77%
Return on Assets 1.46%
Return on Equity 14.41%