| Weiss Ratings |
The Napoleon State Bank
Napoleon, IN |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
The Napoleon State Bank
Napoleon, IN |
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| FDIC Number | 10101 | |||
| Phone Number | (812) 852-4002 | |||
| Website | www.napoleonstatebank.com | |||
| Asset Quality |
The Napoleon State Bank
Napoleon, IN |
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| 1-Year Asset Growth | 4.52% | |||
| 5-Year Asset Growth | 7.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 6.64% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
The Napoleon State Bank
Napoleon, IN |
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| Total Assets | 499.22M | |||
| Total Deposits | 440.43M | |||
| Capital and Reserves |
The Napoleon State Bank
Napoleon, IN |
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| Capital | 55.24M | |||
| Leverage Ratio | 11.07 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Napoleon State Bank
Napoleon, IN |
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| Hot Money Ratio | 29.09% | |||
| Liquidity Ratio | 26.30% | |||
| Profitability |
The Napoleon State Bank
Napoleon, IN |
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| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 3.64M | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 55.35% | |||
| Return on Assets | 1.46% | |||
| Return on Equity | 13.50% | |||