First Trust & Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.6 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) and a capital leverage ratio of 10.2. A current level of 2.9 percent of nonperforming loans to core capital combined with 12.5 percent from a year earlier contributes to the Excellent asset quality (7.6).
Asset Mix:
Securities (59%), cash (12%), comm loans (6%), home mtgs (4%), consumer loans (2%), comm re (1%), other (16%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1831 Second Street
Coralville, IA 52241
Coralville, IA 52241
Phone Number
(319) 828-8000
Year Founded
1931
FDIC Number
Website
Largest Affiliates
No affiliate information available.