| Weiss Ratings |
Exchange State Bank
Ames, IA |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Exchange State Bank
Ames, IA |
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| FDIC Number | 10132 | |||
| Phone Number | (515) 232-5060 | |||
| Website | www.esb1.com | |||
| Asset Quality |
Exchange State Bank
Ames, IA |
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| 1-Year Asset Growth | 5.83% | |||
| 5-Year Asset Growth | 2.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.97% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Exchange State Bank
Ames, IA |
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| Total Assets | 145.98M | |||
| Total Deposits | 117.49M | |||
| Capital and Reserves |
Exchange State Bank
Ames, IA |
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| Capital | 15.60M | |||
| Leverage Ratio | 11.17 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Exchange State Bank
Ames, IA |
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| Hot Money Ratio | 30.08% | |||
| Liquidity Ratio | 16.37% | |||
| Profitability |
Exchange State Bank
Ames, IA |
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| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 1.44M | |||
| Net Interest Spread | 3.79% | |||
| Operating Profit to Average Assets | 2.03% | |||
| Overhead Efficiency Ratio | 43.27% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 19.14% | |||