| Weiss Ratings |
Exchange State Bank
Ames, IA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Exchange State Bank
Ames, IA |
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| FDIC Number | 10132 | |||
| Phone Number | (515) 232-5060 | |||
| Website | www.esb1.com | |||
| Asset Quality |
Exchange State Bank
Ames, IA |
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| 1-Year Asset Growth | 3.05% | |||
| 5-Year Asset Growth | 2.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.19% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.65% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Exchange State Bank
Ames, IA |
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| Total Assets | 146.28M | |||
| Total Deposits | 115.85M | |||
| Capital and Reserves |
Exchange State Bank
Ames, IA |
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| Capital | 14.48M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Exchange State Bank
Ames, IA |
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| Hot Money Ratio | 27.30% | |||
| Liquidity Ratio | 14.63% | |||
| Profitability |
Exchange State Bank
Ames, IA |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 2.69M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 45.98% | |||
| Return on Assets | 1.87% | |||
| Return on Equity | 19.20% | |||