C
Exchange State Bank
AmesIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Ames, IA
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Rating C
Asset Quality Index 8.30
Capitalization Index 9.90
Liquidity Index 0.50
Profitability Index 7.70
Stability Index 3.70
Company Info Exchange State Bank
Ames, IA
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FDIC Number 10132
Phone Number (515) 232-5060
Website www.esb1.com
Asset Quality Exchange State Bank
Ames, IA
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1-Year Asset Growth 1.72%
5-Year Asset Growth 5.06%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Exchange State Bank
Ames, IA
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Total Assets 137.94M
Total Deposits 109.78M
Capital and Reserves Exchange State Bank
Ames, IA
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Capital 14.07M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 0.65%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Ames, IA
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Hot Money Ratio 25.31%
Liquidity Ratio 14.32%
Profitability Exchange State Bank
Ames, IA
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5-Year Return on Average Assets 1.31%
Net Income 1.27M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 47.77%
Return on Assets 1.77%
Return on Equity 18.62%