| Weiss Ratings |
The Commercial Bank of Grayson
Grayson, KY |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.40 | |||
| Company Info |
The Commercial Bank of Grayson
Grayson, KY |
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| FDIC Number | 10137 | |||
| Phone Number | (606) 474-7811 | |||
| Website | www.cbgrayson.com | |||
| Asset Quality |
The Commercial Bank of Grayson
Grayson, KY |
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| 1-Year Asset Growth | 6.71% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 12.53% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
The Commercial Bank of Grayson
Grayson, KY |
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| Total Assets | 240.09M | |||
| Total Deposits | 214.34M | |||
| Capital and Reserves |
The Commercial Bank of Grayson
Grayson, KY |
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| Capital | 24.87M | |||
| Leverage Ratio | 11.54 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | 19.98 | |||
| Liquidity |
The Commercial Bank of Grayson
Grayson, KY |
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| Hot Money Ratio | 13.27% | |||
| Liquidity Ratio | 27.22% | |||
| Profitability |
The Commercial Bank of Grayson
Grayson, KY |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.05M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 71.12% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 8.62% | |||