| Weiss Ratings |
The Commercial Bank of Grayson
Grayson, KY |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.40 | |||
| Company Info |
The Commercial Bank of Grayson
Grayson, KY |
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| FDIC Number | 10137 | |||
| Phone Number | (606) 474-7811 | |||
| Website | www.cbgrayson.com | |||
| Asset Quality |
The Commercial Bank of Grayson
Grayson, KY |
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| 1-Year Asset Growth | 7.18% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 15.46% | |||
| Non-Performing Loans to Loans | 1.25% | |||
| Balance Sheet |
The Commercial Bank of Grayson
Grayson, KY |
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| Total Assets | 237.25M | |||
| Total Deposits | 212.02M | |||
| Capital and Reserves |
The Commercial Bank of Grayson
Grayson, KY |
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| Capital | 24.32M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 19.43 | |||
| Liquidity |
The Commercial Bank of Grayson
Grayson, KY |
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| Hot Money Ratio | 12.80% | |||
| Liquidity Ratio | 26.41% | |||
| Profitability |
The Commercial Bank of Grayson
Grayson, KY |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 377.00K | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 76.66% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 6.30% | |||