| Weiss Ratings |
First State Bank and Trust
Bayport, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 6.10 | |||
| Company Info |
First State Bank and Trust
Bayport, MN |
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| FDIC Number | 10159 | |||
| Phone Number | (651) 439-5195 | |||
| Website | www.fsbt.com | |||
| Asset Quality |
First State Bank and Trust
Bayport, MN |
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| 1-Year Asset Growth | 3.42% | |||
| 5-Year Asset Growth | 10.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First State Bank and Trust
Bayport, MN |
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| Total Assets | 410.94M | |||
| Total Deposits | 372.70M | |||
| Capital and Reserves |
First State Bank and Trust
Bayport, MN |
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| Capital | 34.83M | |||
| Leverage Ratio | 9.15 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | 14.80 | |||
| Liquidity |
First State Bank and Trust
Bayport, MN |
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| Hot Money Ratio | 16.83% | |||
| Liquidity Ratio | 20.48% | |||
| Profitability |
First State Bank and Trust
Bayport, MN |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 65.94% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 19.05% | |||