| Weiss Ratings |
First State Bank and Trust
Bayport, MN |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
First State Bank and Trust
Bayport, MN |
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| FDIC Number | 10159 | |||
| Phone Number | (651) 439-5195 | |||
| Website | www.fsbt.com | |||
| Asset Quality |
First State Bank and Trust
Bayport, MN |
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| 1-Year Asset Growth | 19.78% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.22% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
First State Bank and Trust
Bayport, MN |
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| Total Assets | 499.01M | |||
| Total Deposits | 455.45M | |||
| Capital and Reserves |
First State Bank and Trust
Bayport, MN |
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| Capital | 40.22M | |||
| Leverage Ratio | 8.91 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | 14.81 | |||
| Liquidity |
First State Bank and Trust
Bayport, MN |
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| Hot Money Ratio | 16.45% | |||
| Liquidity Ratio | 28.87% | |||
| Profitability |
First State Bank and Trust
Bayport, MN |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 4.27M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 66.40% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 21.79% | |||