C
VersaBank USA, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
94.85
Leverage
Ratio
55.90
Return On
Assets
-0.03%
Total
Assets
170.73M
Capital
98.76M
Total
Deposits
54.29M
Net
Income
-14.00K
My Lists My Alerts
Weiss Ratings VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 0.50
Stability Index 7.20
Company Info VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 10160
Phone Number (320) 746-2261
Website us.versabank.com
Asset Quality VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 115.32%
5-Year Asset Growth 14.53%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.07%
Balance Sheet VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 170.73M
Total Deposits 54.29M
Capital and Reserves VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 98.76M
Leverage Ratio 55.90
Loan Loss Reserves to Loans 0.53%
Risk-Based Capital Ratio 94.85
Liquidity VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 26.65%
Liquidity Ratio 84.64%
Profitability VersaBank USA, National Association
Holdingford, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.43%
Net Income -14.00K
Net Interest Spread 3.57%
Operating Profit to Average Assets -0.05%
Overhead Efficiency Ratio 96.44%
Return on Assets -0.03%
Return on Equity -0.06%