VersaBank USA
| Weiss Ratings |
VersaBank USA
Holdingford, MN |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
VersaBank USA
Holdingford, MN |
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| FDIC Number | 10160 | |||
| Phone Number | (320) 746-2261 | |||
| Website | us.versabank.com | |||
| Asset Quality |
VersaBank USA
Holdingford, MN |
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| 1-Year Asset Growth | 332.97% | |||
| 5-Year Asset Growth | 125.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.32% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
VersaBank USA
Holdingford, MN |
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| Total Assets | 911.92M | |||
| Total Deposits | 675.83M | |||
| Capital and Reserves |
VersaBank USA
Holdingford, MN |
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| Capital | 187.66M | |||
| Leverage Ratio | 22.46 | |||
| Loan Loss Reserves to Loans | 0.00% | |||
| Risk-Based Capital Ratio | 30.43 | |||
| Liquidity |
VersaBank USA
Holdingford, MN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 43.69% | |||
| Profitability |
VersaBank USA
Holdingford, MN |
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| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 5.02M | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 41.99% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 5.42% | |||