C
First State Bank Minnesota
Le RoyMN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank Minnesota
Le Roy, MN
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Rating C
Asset Quality Index 4.60
Capitalization Index 9.90
Liquidity Index 0.90
Profitability Index 7.00
Stability Index 4.30
Company Info First State Bank Minnesota
Le Roy, MN
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FDIC Number 10162
Phone Number (507) 324-5260
Website www.fsbminnesota.com/Pages/Default.html
Asset Quality First State Bank Minnesota
Le Roy, MN
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1-Year Asset Growth 3.36%
5-Year Asset Growth 8.15%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.37%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 2.99%
Non-Performing Loans to Loans 0.73%
Balance Sheet First State Bank Minnesota
Le Roy, MN
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Total Assets 100.23M
Total Deposits 87.66M
Capital and Reserves First State Bank Minnesota
Le Roy, MN
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Capital 11.16M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio --
Liquidity First State Bank Minnesota
Le Roy, MN
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Hot Money Ratio 20.69%
Liquidity Ratio 15.71%
Profitability First State Bank Minnesota
Le Roy, MN
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5-Year Return on Average Assets 1.30%
Net Income 1.21M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 55.96%
Return on Assets 1.59%
Return on Equity 14.94%