B
Farmers and Merchants State Bank of Pierz
PierzMN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers and Merchants State Bank of Pierz
Pierz, MN
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Rating B
Asset Quality Index 6.00
Capitalization Index 8.10
Liquidity Index 3.30
Profitability Index 4.30
Stability Index 5.90
Company Info Farmers and Merchants State Bank of Pierz
Pierz, MN
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FDIC Number 10165
Phone Number (320) 468-6422
Website www.fmpierz.com/
Asset Quality Farmers and Merchants State Bank of Pierz
Pierz, MN
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1-Year Asset Growth -0.67%
5-Year Asset Growth 8.54%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 7.71%
Non-Performing Loans to Loans 2.67%
Balance Sheet Farmers and Merchants State Bank of Pierz
Pierz, MN
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Total Assets 335.02M
Total Deposits 308.79M
Capital and Reserves Farmers and Merchants State Bank of Pierz
Pierz, MN
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Capital 24.30M
Leverage Ratio 9.75
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Farmers and Merchants State Bank of Pierz
Pierz, MN
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Hot Money Ratio 14.49%
Liquidity Ratio 32.77%
Profitability Farmers and Merchants State Bank of Pierz
Pierz, MN
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5-Year Return on Average Assets 1.64%
Net Income 2.92M
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 59.06%
Return on Assets 1.20%
Return on Equity 18.47%