B
Farmers and Merchants State Bank of Pierz
PierzMN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers and Merchants State Bank of Pierz
Pierz, MN
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Rating B
Asset Quality Index 5.60
Capitalization Index 8.40
Liquidity Index 3.30
Profitability Index 5.80
Stability Index 5.50
Company Info Farmers and Merchants State Bank of Pierz
Pierz, MN
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FDIC Number 10165
Phone Number (320) 468-6422
Website www.fmpierz.com/
Asset Quality Farmers and Merchants State Bank of Pierz
Pierz, MN
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1-Year Asset Growth 3.78%
5-Year Asset Growth 4.58%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.85%
Non-Performing Loans to Capital 12.63%
Non-Performing Loans to Loans 2.96%
Balance Sheet Farmers and Merchants State Bank of Pierz
Pierz, MN
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Total Assets 342.40M
Total Deposits 314.13M
Capital and Reserves Farmers and Merchants State Bank of Pierz
Pierz, MN
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Capital 26.71M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity Farmers and Merchants State Bank of Pierz
Pierz, MN
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Hot Money Ratio 14.97%
Liquidity Ratio 31.85%
Profitability Farmers and Merchants State Bank of Pierz
Pierz, MN
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5-Year Return on Average Assets 1.64%
Net Income 4.56M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 57.42%
Return on Assets 1.39%
Return on Equity 20.59%