First Farmers & Merchants Bank

Cannon Falls, MN

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.60
Capitalization Index	8.60
Liquidity Index	2.90
Profitability Index	7.70
Stability Index	5.70

Company Info	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
FDIC Number	10168
Phone Number	(507) 263-3030
Website	www.ffmbank.com

Asset Quality	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.77%
5-Year Asset Growth	3.48%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.05%
Non-Performing Loans to Loans	0.01%

Balance Sheet	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	486.42M
Total Deposits	436.81M

Capital and Reserves	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
Capital	46.98M
Leverage Ratio	10.09
Loan Loss Reserves to Loans	0.98%
Risk-Based Capital Ratio	14.93

Liquidity	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.28%
Liquidity Ratio	25.00%

Profitability	First Farmers & Merchants Bank Cannon Falls, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.42%
Net Income	3.29M
Net Interest Spread	4.14%
Operating Profit to Average Assets	2.21%
Overhead Efficiency Ratio	48.87%
Return on Assets	1.37%
Return on Equity	15.00%