C
Farmers State Bank of Underwood
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank of Underwood
Underwood, MN
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Rating C
Asset Quality Index 8.60
Capitalization Index 6.50
Liquidity Index 2.30
Profitability Index 6.30
Stability Index 5.00
Company Info Farmers State Bank of Underwood
Underwood, MN
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FDIC Number 10174
Phone Number (218) 826-6112
Website www.yourfsb.bank
Asset Quality Farmers State Bank of Underwood
Underwood, MN
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1-Year Asset Growth 3.09%
5-Year Asset Growth 9.09%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers State Bank of Underwood
Underwood, MN
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Total Assets 110.05M
Total Deposits 100.82M
Capital and Reserves Farmers State Bank of Underwood
Underwood, MN
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Capital 8.27M
Leverage Ratio 8.47
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 12.76
Liquidity Farmers State Bank of Underwood
Underwood, MN
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Hot Money Ratio 15.96%
Liquidity Ratio 15.79%
Profitability Farmers State Bank of Underwood
Underwood, MN
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5-Year Return on Average Assets 1.00%
Net Income 1.09M
Net Interest Spread 4.77%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 67.50%
Return on Assets 1.38%
Return on Equity 18.89%