B
Produce State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Produce State Bank
Hollandale, MN
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Rating B
Asset Quality Index 4.90
Capitalization Index 8.60
Liquidity Index 4.00
Profitability Index 5.10
Stability Index 7.60
Company Info Produce State Bank
Hollandale, MN
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FDIC Number 10178
Phone Number (507) 889-4311
Website www.producestatebank.com
Asset Quality Produce State Bank
Hollandale, MN
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1-Year Asset Growth 0.17%
5-Year Asset Growth 0.79%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 7.71%
Non-Performing Loans to Loans 1.30%
Balance Sheet Produce State Bank
Hollandale, MN
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Total Assets 113.59M
Total Deposits 101.05M
Capital and Reserves Produce State Bank
Hollandale, MN
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Capital 12.12M
Leverage Ratio 10.09
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 21.09
Liquidity Produce State Bank
Hollandale, MN
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Hot Money Ratio 4.93%
Liquidity Ratio 47.98%
Profitability Produce State Bank
Hollandale, MN
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5-Year Return on Average Assets 1.41%
Net Income 1.50M
Net Interest Spread 4.43%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 66.57%
Return on Assets 1.36%
Return on Equity 12.49%