B
Produce State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Produce State Bank
Hollandale, MN
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Rating B
Asset Quality Index 5.00
Capitalization Index 8.70
Liquidity Index 3.90
Profitability Index 4.60
Stability Index 7.20
Company Info Produce State Bank
Hollandale, MN
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FDIC Number 10178
Phone Number (507) 889-4311
Website www.producestatebank.com
Asset Quality Produce State Bank
Hollandale, MN
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1-Year Asset Growth -1.53%
5-Year Asset Growth 17.63%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 6.65%
Non-Performing Loans to Loans 1.40%
Balance Sheet Produce State Bank
Hollandale, MN
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Total Assets 108.03M
Total Deposits 95.55M
Capital and Reserves Produce State Bank
Hollandale, MN
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Capital 11.96M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 22.00
Liquidity Produce State Bank
Hollandale, MN
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Hot Money Ratio 5.34%
Liquidity Ratio 48.13%
Profitability Produce State Bank
Hollandale, MN
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5-Year Return on Average Assets 1.41%
Net Income 1.12M
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 66.73%
Return on Assets 1.37%
Return on Equity 12.50%